If you and your girlfriend have a stable relationship and have reached the point of discussing marriage, and you and your girlfriend are discussing marriage, but your girlfriend has to buy a house before getting married, what should you do in this situation? If you have plenty of money now and can buy a house if you want, then you may not ask this question. Boys who can really ask this question are generally those with poor financial conditions. Let’s talk about what to do specifically.
1. State the pros and cons of buying and renting a house to your girlfriend
1. The pros and cons of buying a house
For today’s young people, without the help of their parents, , if you want to buy an apartment, you really have to spend half your life’s savings. And once you buy a house, the subsequent monthly payments are overwhelming. Especially during the epidemic in recent years, the general environment is not very good. If you don't pay attention, you will lose your job. After losing your job, you will still have the pressure of mortgage loan. Maybe one day you will not be able to bear this pressure. And the location of the house is also very important. Once you buy it and want to change it later, it will be a very troublesome process.
Of course, there are definitely benefits to buying a house. After all, it is your own house. You can decorate it however you want and make it comfortable. You don’t have to worry about the day when your landlord becomes dissatisfied with you and immediately takes possession of the house when the lease expires. At that time, you will be dragging your family with you to find a house. Forget about the sadness.
If you think that repaying a mortgage of several thousand yuan a month is too tiring, it only means that "your current income in this city is not enough to support the price of a house." If you can't afford it, don't do it. Hold on, but don't lie flat.
2. The pros and cons of renting a house
If you rent a house, you will deposit one and pay three when the time comes. , if you don’t have money, just pack up and leave. Who cares whether your life is stressful or not. The landlord also used the rent money to pay off the mortgage. It can only be said that renting is more flexible. You can move wherever you want. It is not as troublesome as changing houses, and of course it is not as stable as buying a house.
However, renting a house is not something you can change or change whenever you want, and the rent is a flexible pricing, which is closely related to the local economic capacity and rental level. For example, in 2000, you could rent a three-bedroom apartment for 800 yuan, but what about now? Maybe I can only rent a bed. And if the landlord wants to take the house back, you have to pack up and leave at any time.
And if you don’t have a house, how can you settle down? Without a house, your children’s schooling can only be coordinated without lottery, and you won’t even have the right to choose a good school in the future.
2. What should I do if my girlfriend insists on buying a house before getting married?
In fact, many girlfriends ask to get married and buy a house. Yes, it’s really not that your girlfriend dislikes you for not having a house or a car, but that you have lost the basic pursuit and security of life.
But on the other hand, if your monthly salary is four figuresNumber, you can maintain a good quality of life, at least in this city, you can survive stably. In the future, your children will be educated, the elderly will be supported, and one yuan of income for two people will be more than enough. I don’t want to be a house slave, but I can afford to pay similar rent in a nearby place. Such boys say they don’t want to buy a house, don’t want to be a house slave, and want to invest their money in other things that are more valuable and meaningful. I believe your girlfriend can completely understand you. I don’t have a house, but I have the skills. Everything in life can be organized under each other's management. Whether you buy a house or not will have little impact on the quality of your marriage.
Therefore, if your girlfriend has to buy a house before getting married, it essentially depends on whether you are capable, not on her real ability. It requires you to buy a house.
